Grossman Financial Management

Independent Financial Planning & Asset Management Service * Fee-Only

                 

 

 

Staff

Lawrence I. Grossman, CFP, MBA, AIF, MA 

Financial Planner

Mr. Grossman is the Principal of Grossman Financial Management, which he established in 1998.  Mr. Grossman is a Certified Financial Planner, SEC Registered Investment Advisor, and Accredited Investment Fiduciary. He has been professionally engaged in financial planning since 1983.  He holds the degree of Master of Business Administration in Finance from the Wharton School (University of Pennsylvania) and earned undergraduate and graduate degrees in economics from, respectively, the University of California, Santa Barbara, and Johns Hopkins University.  For many years, Mr. Grossman taught financial planning in the professional financial planning programs at the University of California, University Extension, Davis and Berkeley.  Prior to entering private practice, Mr. Grossman provided personal financial planning services while affiliated with CIGNA Financial Advisors and American Express Financial Advisors.  See Mr. Grossman's most recent article - America As a Negative Amortization Nation (San Francisco Chronicle, Sunday Insight cover story, March 21, 2010.

e-mail:  lawrence@grossmanfinancial.com

 

 Frances E. Harkins, MA  

Financial Planner

Ms. Harkins specializes in the financial planning needs of families, including a particular emphasis on college funding strategies.  She joined Grossman Financial Management after many years in the financial industry with Bank of America, the U.S. Department of Treasury, and Prudential Securities.  Ms. Harkins earned a BA and MA in business economics at the University of California, Santa Barbara.  She also has completed courses in the U.C. Extension financial planning curriculum and is working toward the CFP designation. Ms. Harkins is a member of the Financial Planning Association, American Association of University Women, Benicia Chamber of Commerce, Soroptomist International of Benicia, and the California Apartment Association.

e-mail:  frances@grossmanfinancial.com

 

 

Catherine (Cat) Castro 

Office Administrator

Mrs. Castro is the Office Administrator at Grossman Financial Management. Her primary responsibilities include ensuring the efficient handling of client services, performing special projects and managing office affairs.  A consistently high level of personalized client service is a hallmark of Grossman Financial Management; in this, Mrs. Castro plays a central role by performing many of the "behind the scenes" activities of the firm. Mrs. Castro joined the firm in 2000. Her background includes 20 years of administrative and office management experience in the banking, medical, and computer fields.

e-mail:  cat@grossmanfinancial.com

 

 

Danyell Bjornstad 

Administrative Assistant

Mrs. Bjornstad is the Administrative Assistant at Grossman Financial Mangement. Her primary responsibilities include assisting Frances Harkins with client services and office affairs. Mrs. Bjornstad joined the firm in 2009. Her background includes over five years experience in office administration and two years experience working in financial planning.  Mrs. Bjornstad earned the Registered Paraplanner designation from the College for Financial Planning in 2008.

e-mail:  danyell@grossmanfinancial.com

 

Grossman Financial Management
940 Adams Street, Suite L  
Benicia,  CA 94510
Tel: (707) 745-8756   Fax: (707) 745-8723
E-mail: info@grossmanfinancial.com

DISCLAIMER: The Company only transacts business in states where it is properly registered, or excluded or exempted from registration requirements.  Past performance may not be indicative of future results.  Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended and/or purchased by adviser), or product made reference to directly or indirectly on this Website, or indirectly via link to any unaffiliated third-party Website, will be profitable or equal to corresponding indicated performance levels.  Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio.  No client or prospective client should assume that any information presented and/or made available on this Website serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional.  Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have [the] effect of decreasing historical performance results.  This web-site is for informational purposes only, and does not constitute a complete description of our investment services or performance. This web-site is in no way a solicitation or offer to sell securities or investment advisory services, except in the state of California, where we are registered, or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we, and our suppliers, believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web-site should be interpreted to state or imply that past results are an indication of future performance. Neither we, nor our information providers, shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. There are no warranties, expressed or implied, as to accuracy, completeness, or results obtained from any information posted on this or any linked web-site.